SAVING MONEY • September 1, 2021

8 Benefits & Special Programs Everyone Should Claim In 2021

By Robert Wilson | LearnSaving

The majority of Americans have never claimed these benefits and special programs. Most are missing out simply because they don’t know these benefits exist. That’s why we put together this list of the top benefits and discounts available for Americans in 2021.

Average American can put an extra $5,000 back into their pockets this year simply by using the special programs listed below.

1. Get $250,000 Life Insurance To Protect Your Family for Just $15/month!

If you have any family, life insurance is a must. Most people don’t have savings large enough for their family to pay off their mortgage, cover living expenses, and pay for final expenses — never mind ensuring your loved ones don’t inherit your debts.

Life insurance companies know all of this and the bigger the policy, the more they profit. They’ve been getting away with charging high rates for years – but that’s all coming to an end.

Thanks to a new special program, there is now a way to get a rock solid, yet very inexpensive life insurance policy from top providers. Thanks to this amazing website it’s easy to see and compare plans, regardless of age or medical history. The best part is it’s totally free to get a quote!

Even if you already have a policy, it can find comparable plans at a much much lower price. You could easily end up saving 70% on life insurance!

No medical check and instant approval policies are also available.

Click Here To Learn More

2. Boost Your Social Security Benefits by $900/month

You could increase your Social Security benefits by $900 a month by taking advantage of a do-over strategy. A little-known tax law allows you to halt your current benefits, pay back all you collected interest-free, and restart your benefits at a new, much higher rate based on your current age.

Here’s how it works: Let’s say you qualify for full benefits of $1,600 a month at your normal retirement age of 66, but you decide to begin collecting your benefits at 62. Your retirement benefits will be reduced by 25% for the rest of your life — to $1,200 a month, in this example — because you’ll be collecting a smaller benefit for a longer period of time. On the other hand, if you delay collecting benefits, you will receive an 8% boost for every year beyond your normal retirement age until you reach 70, when your maximum benefit will be 132% of what you would have received at age 66. In this example, you would receive about $2,100 a month at 70 — a $900 difference. Be sure to crunch the numbers and speak with a qualified advisor to make sure this is the right decision for you.

3. Never Pay For Costly Home Repairs Out-of-Pocket Again

Unexpected home repairs can be catastrophic to the finances of most seniors who are on a fixed monthly budget. Your home insurance will not cover your refrigerator, stove or washing machine breaking down unexpectedly. Same goes for your heater in the winter or AC unit in the summer, if it breaks, you have to pay the heavy repair bill.

The good news is that there is now a new Home Warranty Program available for seniors that can help protect you from unexpected home repair bills & save you thousands on repairs. Appliances, AC’s, heaters, roofing repairs, etc. – they are all covered under the program. If they cannot fix it, they will replace it, its simple + saving seniors thousands.Click Here To Learn More

4. Get A Senior Discount On Your Car Insurance (Save $600/year or more)

Did you know that depending on your age, driving record and other factors you could get a huge discount on car insurance?

If you’re paying over $50/month for car insurance, there’s a good chance you’re paying more than you need to. It’s quite common for this to occur, as most seniors simply keep their same old policy in place… and those rates can creep up over time without really noticing.

Most seniors are not taking advantage of the multiple discounts available to them when it comes to car insurance. And the reason is that most seniors don’t even know about these discounts.  Click here to learn how you can save up to $600 on your car insurance.

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5. Homeowners In Eligible Zip Codes Get $1,632/yr Back On Their Home Insurance

A new special program is helping thousands of savvy homeowners get up-to $1,632/year back on their home insurance. Has your insurance provider told you about this?

Check If Your ZIP Qualifies Here >>.

The truth is that everyone needs homeowners insurance, and the insurance companies know that. But how often do you actually get to use your insurance? Most probably not enough to make up for the cost year after year. Home insurance should not be expensive.

Here’s something most people don’t know about home insurance: Homeowners insurance is actually inexpensive, but most people are paying way too much. In fact, most homeowners can now get an average $1,632 taken off their annual bill for the same or even better coverage than they have now at a much lower rate by using this popular website.

In just 30 seconds, you can search available rates from the top insurance providers that compete to give you the lowest rate allowing you to get a big discount on a great coverage. Many readers are reporting that they’re able cut their home insurance in half just by using this free website to compare quotes.Get My Free Quote

6. Get a Discount on Groceries & Dining Out

  • Albertsons: On the first Wednesday of every month, you may take 10% off your  purchase (55+)
  • Kohl’s: 15% off on Wednesdays (60+)
  • Walgreens - up to 30% off every Tuesday (55+) with their Balance Rewards program
  • Walmart: Walmart offers very few discounts to seniors. Some locations can offer reduced costs to seniors some days each week.
  • Fred Meyer Senior Discount: 10% – 15%, depending on department, first Tuesday of each month for customers 55 or older.
  • McDonald’s: discounts on coffee and beverages (55+)
  • Subway: 10% off (60+) varies by location
  • Chilli's: 10% off (55+)
  • McDonalds, Starbucks, Subway, Burger King - save up to 70% with Senior Advantage
  • Walmart, Amazon, Kroger, Albertsons, Publix and many more stores - save up to 70% OFF with Senior Advantage - read our review below.

7. Over 50? Save up to 70% at Thousands of Stores When You Join Senior Advantage™

You might be throwing your money away if you are over 50 years old and not a member of Senior Advantage™ which can help you save up to 70% OFF from top brands and stores.

Senior Advantage™ members get access to thousands of discounts, coupons and deals which can help them save money at many popular stores like Walmart, Amazon, Kroger, Albertsons, Publix, Costco, Target, Aldi, Walgreens, CVS, Lowe's, Home Depot, KOHL's, Nike, Apple McDonalds, Starbucks and many other places.

You can save money at almost every store in United States. I was pleasantly surprised that Senior Advantage saved me so much money at stores near my home, where I do most of my shopping. 

We’ve tried Senior Advantage and we love it. We have managed to save over $400 in our first month with Senior Advantage. It was very easy to use. I see us easily saving $300 every month. You can literally save thousands of dollars each year paying for stuff you would have to pay for anyway. We can't wait to see how much we will end up saving next month. We see ourselves as being members of Senior Advantage for a very long time.

If you want to save money on your everyday expenses, click here to read the full review of Senior Advantage.

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8. $0 Electric Bills? Federal Program Pays Homeowners To Go Solar

Did you know that some people are totally eliminating their power bills in 2021? Americans are taking advantage of a little-known government program which is paying them thousands to switch to solar. You are thinking what's the catch? The catch is that only some zip codes qualify for this program.

The program provides subsidies and rebates that can cover most of the costs associated with installing solar panels. In fact, homeowners can get $5,000+ to install solar panels.

But the benefits don't end there. Once homeowners go solar, their energy bill is drastically reduced — often to $0 or close to it.  It can save you thousands of dollars in the long run. You can bet the energy companies are not too thrilled about that.

It's very easy and completely free to check if your zip code qualifies. Homeowners can instantly check if their zip code qualifies for free and be on their way to eliminating electric bills. Check If My Area Qualifies

Remember: these special programs can easily save you $1000’s of dollars every year. Claim them before some of them expire this %current_month% and start saving right away!

1. Get $250,000 In Life Insurance For $15/Month

2. Never pay for home repairs out-of-pocket again

3. Save $600 On Your Car Insurance

4. Get $1,632/yr Back On Your Home Insurance

5. Go Solar And Reduce Your Electric Bill To $0

6. Get a New Roof

If you found this list helpful, please share it with your friends and people who you think this would help.


Bonus #1: Get a New Roof Using This New “Roof Replacement” Service

Homeowners should never have to pay full price for roof repairs again. In the past roofing work could cost a fortune. Worse yet, a bad roof can lead to tremendous damage, mold, animal infestation and other expensive situations that could be avoided with proper home maintenance.

No doubt replacing a home’s roof is an easy thing to put off “until next season,” especially since traditionally the cost could come with quite the price tag.

But thanks to this brilliant new website, it no longer has to cost homeowners an arm and a leg to get the roof replaced or repaired. In fact, homeowners that use the site will never have to pay full price for roof repairs again.

Now homeowners can get their roof replaced while saving thousands of dollars in the process by taking advantage of all special discounts, rebates and incentives available in their area.

Every homeowner should check to see how cheap it can be to get a new roof in their area.Enter ZIP to Check Eligibility Here

Bonus #2: Get a Discount When Eating Out

  • Arby's - 55 and up get a 10% discount or a free drink
  • Applebee's - 60 and up get 10% to 15% off at participating locations.
  • McDonald’s: discounts on coffee and beverages (55+)
  • Whataburger: free drink with purchase of a meal, depending on location (55+)
  • Wendy’s: give free coffee or other discounts depending on location
  • Denny’s: offers a 55+ menu with smaller portions, and better prices
  • IHOP – 10% discount (55+) and a menu for people aged 55 and over at participating locations
  • Subway: 10% off (60+) varies by location
  • Papa John’s Senior Discount: check with your local stores (no standard senior discount policy)
  • KFC: free small drink with any meal depending on location (55+)
  • Burger King: 10% discount on purchase depending on location (60+)
  • McDonalds, Starbucks, Subway, Burger King - save up to 70% with Senior Advantage

Bonus #3: Stay More Connected To Your Family With This FREE Family App

Do you want to feel more connected to your kids and grandkids and get updates and pictures on what is happening in their daily lives?

Or maybe you don't feel like sharing private moments of your life on Facebook for the rest of the world to see? 

This new app allows you to create a private circle of just your close family and friends and share, comment and like each others pictures and videos. 

Whenever you are posting a new picture to the Family Circle App you know that only the people who will see it are the people you keep close to your heart. So you are much more free to share more private moments from your life than you would on Facebook. If you have grandkids you can ask your children to upload a new picture of them each day. It's never a dull moment when you see a new photo of your lovely kids or grandkids.

The way it works is you download the app from Apple or Google app store to your phone, then sign-up for a free account and create your family circle. Once you do, you can invite your family members to join your circle. When inviting your family members make sure to use their correct email addresses so it would be easier for them to join your family circle. Once you do, everyone in your family circle can share, comment and like each other pictures. You can even send voice and text messages to your family members inside the app for free!

Family Circle App does not sell your personal information to advertisers unlike Facebook. It cares about your privacy and is free to use. You can download it for free from the Google and Apple app stores. Simply enter "Family Circle App" in the your app store's search bar or click one of the links below:

iPhone users: click here to get the Family Circle App for free

Android users: click here to get the Family Circle App for free