SAVING MONEY • January 1, 2021

Incredible Discounts All Seniors Are Entitled To But Often Forget To Claim

By Robert Wilson | LearnSaving

There's so many discounts and special programs available for seniors but unfortunately most seniors are missing out simply because they don’t know about them. That’s why we put together this list of the top discounts and special programs available for seniors.

Many of these programs are only available online, and could expire as early as this %current_month%. We strongly encourage to claim the items in the list below right away!

1. Get a Discount on Food

  • Albertsons: On the first Wednesday of every month, you may take 10% off your  purchase (55+)
  • Kohl’s: 15% off on Wednesdays (60+)
  • Walgreens - up to 30% off every Tuesday (55+) with their Balance Rewards program
  • Walmart: Walmart offers very few discounts to seniors. Some locations can offer reduced costs to seniors some days each week.
  • Fred Meyer Senior Discount: 10% – 15%, depending on department, first Tuesday of each month for customers 55 or older.
  • McDonald’s: discounts on coffee and beverages (55+)
  • Subway: 10% off (60+) varies by location
  • Chilli's: 10% off (55+)

2. Never Pay For Costly Home Repairs Out-of-Pocket Again

Unexpected home repairs can be catastrophic to the finances of most seniors who are on a fixed monthly budget. Your home insurance will not cover your refrigerator, stove or washing machine breaking down unexpectedly. Same goes for your heater in the winter or AC unit in the summer, if it breaks, you have to pay the heavy repair bill.

The good news is that there is now a new Home Warranty Program available for seniors that can help protect you from unexpected home repair bills & save you thousands on repairs. Appliances, AC’s, heaters, roofing repairs, etc. – they are all covered under the program. If they cannot fix it, they will replace it, its simple + saving seniors thousands.

Click Here To Learn More

3. Owe More Than $20,000 in Credit Card Debt or Personal Loans? Use This Brilliant Debt Relief Program

Because of the pandemic and skyrocketing cost of living in the United States, more and more people in retirement are struggling with financial debt than ever before. And with interest rates snowballing the amount owed, paying your credit card balance can seem like a trap that can never be escaped. Here’s what credit card companies don’t want you to know:

If you owe more than $20,000 in credit card debt, this proven debt relief program can reduce the amount of money you owe. You can resolve your debt with no requirement of loans and thus become debt free in just 24 – 48 months. If you’ve been struggling to pay your credit card debt, then click here to find out how you can become debt-free!

So if you carry $20,000 or more in credit card debt or personal loans, click here to see if you qualify for reduced payments!

Click Here To Learn More

4. Senior Homeowners In Eligible Zip Codes Get $1,632/yr Back On Their Home Insurance

A new special program is helping thousands of savvy homeowners get up-to $1,632/year back on their home insurance. Has your insurance provider told you about this?

Check If Your ZIP Qualifies Here >>.

The truth is that everyone needs homeowners insurance, and the insurance companies know that. But how often do you actually get to use your insurance? Most probably not enough to make up for the cost year after year. Home insurance should not be expensive.

Here’s something most people don’t know about home insurance: Homeowners insurance is actually inexpensive, but most people are paying way too much. In fact, most homeowners can now get an average $1,632 taken off their annual bill for the same or even better coverage than they have now at a much lower rate by using this popular website.

In just 30 seconds, you can search available rates from the top insurance providers that compete to give you the lowest rate allowing you to get a big discount on a great coverage. Many readers are reporting that they’re able cut their home insurance in half just by using this free website to compare quotes.

Get My Free Quote

5. Eating Out Discounts

  • Arby's - 55 and up get a 10% discount or a free drink
  • Applebee's - 60 and up get 10% to 15% off at participating locations.
  • McDonald’s: discounts on coffee and beverages (55+)
  • Wendy’s: give free coffee or other discounts depending on location
  • Denny’s: offers a 55+ menu with smaller portions, and better prices
  • IHOP – 10% discount (55+) and a menu for people aged 55 and over at participating locations
  • Subway: 10% off (60+) varies by location
  • KFC: free small drink with any meal depending on location (55+)
  • Burger King: 10% discount on purchase depending on location (60+)

6. Government Stimulus Program Gives $3,252/Year In House Payment Reduction

Millions of homeowners are getting huge savings on their monthly mortgage bill thanks to the new Federal Mortgage Stimulus program, and not surprisingly banks aren't too happy about that.

When homeowners visit FEDRateWatch.org website they are surprised to find out they qualify for a free government program that lowers their mortgage to astonishingly low rates and can reduce their mortgage payment by $3,252/year ($271/month) as early as this %current_month%.

Homeowners that owe less than $625,000 will likely qualify for this brilliant government program. There’s no telling how soon this program will expire, so it’s suggested that homeowners complete the mortgage stimulus survey to check their eligibility right away. While the banks happily wait for the program to end, homeowners are advised to act quickly. 

Most homeowners will qualify for this program and the process is very simple. So if reducing your payments by $271/month, paying off your mortgage faster, or even taking some cash out would help you, it’s important to check your eligibility here. Checking your eligibility is quick and completely free!

See If You Qualify For a Mortgage Reduction

7. Get A Senior Discount On Your Car Insurance (Save $600/year or more)

Did you know that depending on your age, driving record and other factors you could get a huge discount on car insurance?

If you’re paying over $50/month for car insurance, there’s a good chance you’re paying more than you need to. It’s quite common for this to occur, as most seniors simply keep their same old policy in place… and those rates can creep up over time without really noticing.

Most seniors are not taking advantage of the multiple discounts available to them when it comes to car insurance. And the reason is that most seniors don’t even know about these discounts.  Click here to learn how you can save up to $600 on your car insurance.

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8. Never Pay Another Electric Bill Again — Federal Program Pays Homeowners To Go Solar And And Enjoy $0 Electric Bills

Here’s something the power company doesn’t want you to know. A little-known government program allows qualifies homeowners who live in these specific zip codes to receive $1,000’s in Government funding to install solar panels.

The program is called the Federal Residential Renewable Energy Tax Credit, which provides subsidies and rebates that can cover most of the costs associated with installing solar panels. In fact, the average tax break gives back $6,280 for installing solar panels.

Has your power company told you that? Most likely not. Once homeowners go solar, their energy bill is drastically reduced — often to $0 or close to it. You can bet the energy companies are not too thrilled about that.

Homeowners can check if their zip code qualifies here and be on their way to eliminating electric bills.

Check If My Area Qualifies

9. Shopping Discounts

  • Banana Republic: 10% off (62+)
  • Bealls: 50% off every Tuesday (50+)
  • Belk: Get 15% off on the first Tuesday of every month (62+)
  • Bon-Ton Department Stores: Get 15% off on senior discount days, 20% off if you use a Bon-Ton credit card.
  • Big Lots: Some locations offer discount savings cards. Some locations offer up to 10 percent off through their discount programs.
  • C.J. Banks/Christopher Banks: 10% off every Wednesday (60+)
  • Clarks: 10% off (62+)
  • Dirt Cheap: Dirt Cheap offers a 10% in-store discount every Tuesday to seniors over 60 years of age with valid ID. Available at participating stores
  • Goodwill: 10-20% off one day a week, varies by location (55+)
  • Hallmark: 10% off one day a week (date varies by location; age may vary depending on the product)
  • Kohl's: 15% off  (60+) on Wednesdays, in store only.
  • Home Depot: Home Depot does not offer specific senior discounts. However, it does price match the discounts that other retailers may offer for the same product in their location. (10%) discount is offered in the U.S. to all active duty military personnel, reservists, retired or disabled veterans and their immediate families.This discount is applicable up to a $500 purchase.
  • iParty: 10% senior discount every day; ask for a discount as soon as you get to the checker
  • Lowe's: Veteran seniors receive 10 percent off of eligible purchases
  • Marshall's: Marshall's provides seniors with limited discounts. Special offers may be available at some locations.Kmart: A limited number of stores still offer the senior discount of 40 percent off on Wednesdays for seniors over 50.
  • Michael's: 10% off your entire purchase every day (55+).
  • Ross Stores: 10% off every Tuesday (55+)
  • Savers: Many locations offer discounts, up to 10 percent. However, some do not offer any discounts to shoppers.
  • Stein Mart: 20% off red dot/clearance items first Monday of the month (55+)
  • Tanger Outlets: 10% discount on a single purchase every Tuesday to seniors who are 55 or older. Only valid in participating locations
  • Target: Limited access to senior discounts is available at Target. However, some locations may offer discounts on specific days for various events.
  • The Salvation Army Thrift Stores: Up to 50% off, days vary (55+)
  • Walgreens: “Seniors Day” once a month, varying by location. Discounts are available for Balance Rewards card members (55+). Discounts include 20% off in store or 10% off online.
  • Walmart: Walmart offers very few discounts to seniors. Some locations can offer reduced costs to seniors some days each week.

10. Special Program Gives $250,000 in Life Insurance for Just $15/month!

If you have any family, life insurance is a must. Most people don’t have savings large enough for their family to pay off their mortgage, cover living expenses, and pay for final expenses — never mind ensuring your loved ones don’t inherit your debts.

Life insurance companies know all of this and the bigger the policy, the more they profit. They’ve been getting away with charging high rates for years – but that’s all coming to an end.

Thanks to a new special program, there is now a way to get a rock solid, yet very inexpensive life insurance policy from top providers. Thanks to this amazing website it’s easy to see and compare plans, regardless of age or medical history. The best part is it’s totally free!

Even if you already have a policy, it can find comparable plans at a much much lower price. You could easily end up saving 70% on life insurance!

No medical check and instant approval policies are also available for every adult even if you have been denied in the past.

Click Here To Learn More

11. A Discount On Your Cell Phone Bill? You Read That Right!

  • AT&T – plan for over 65s that costs $29.99 per month. You’ll get 200 anytime minutes, and 500 for evenings and weekends.
  • T-Mobile – plan for $70 a month for seniors 55+, which gives you 2 lines with unlimited talk, text and LTE data.
  • Verizon Nationwide – 65 Plus Plan where you can get a plan for $29.99 that includes 200 minutes and unlimited text messaging, it also comes with 2GB of internet so you can browse your favorite websites from your phone. Keep in mind, however, that this plan is not available for new Verizon customers.

12. Homeowners Are Using This New “Roof Replacement” Service To Get a New Roof

Homeowners should never have to pay full price for roof repairs again. In the past roofing work could cost a fortune. Worse yet, a bad roof can lead to tremendous damage, mold, animal infestation and other expensive situations that could be avoided with proper home maintenance.

No doubt replacing a home’s roof is an easy thing to put off “until next season,” especially since traditionally the cost could come with quite the price tag.

But thanks to this brilliant new website, it no longer has to cost homeowners an arm and a leg to get the roof replaced or repaired. In fact, homeowners that use the site will never have to pay full price for roof repairs again.

Now homeowners can get their roof replaced while saving thousands of dollars in the process by taking advantage of all special discounts, rebates and incentives available in their area.

Every homeowner should check to see how cheap it can be to get a new roof in their area.

Enter ZIP to Check Eligibility Here

13. Drugstore Discounts

Medicine becomes essential as your body ages. And that need for medicine can really hurt your wallet. Here are various drugstores that offer discounts to senior citizens. Keep in mind that discounts may vary by location.

  • CVS Pharmacy: Those enrolled in the CVS ExtraCare Savings and Rewards program can save more with coupons in-store and online via the ExtraCare Coupon Center. As you shop and fill prescriptions, you also earn ExtraBucks Rewards.
  • Rite Aid: You can get 20% off brand-name and generic prescription drugs with the Rite Aid Rx Savings Program. Sign up today and get an Rx Savings Card that will give you access to thousands of exclusive discounts at Rite Aid pharmacies!
  • Costco Member Prescription Program: You and your family members can save up to 80% (at time of sale) with the Costco Member Prescription Program. If you have no prescription drug insurance, or if you do and it does not cover all your prescription medications – this the program that will help you save loads.
  • Narcup: If you don’t have prescription drug insurance (or if it doesn’t cover all your medications), get the Narcup prescription discount card for free and save up to 50% on FDA approved drugs. Good to know – they also cover certain pet medications!
  • Kmart: To get covered for most generic drugs (starting at $5 for a 30-day supply or at $10 for a 90-day supply), 10% of pet prescription and 25% off vaccinations join the Prescription Savings Club at Kmart (Pharmacy Savings Plus). It will cost you only $15 per household or $10 per person (annually).
  • Walgreens Prescription Savings Club: Get exclusive discounts and special offers with your Prescription Savings Club Card. Membership fee –  $20/person or $35/household annually. The best part – if you don’t save at least the cost if your membership fee, Walgreens will pay you the difference!
  • Walmart Pharmacy Services: The company offers low-cost generic prescription medications, $4 refills for generics, branded drugs, and even pet medications. Check Walmart drug list to see how much you can save on your medications.

14. Travel Discounts

  • American Airlines: There are various senior discounts that apply to various trips. Call to find out which are available.
  • Amtrak: Senior pricing is available for most Amtrak locations. This ranges from 10 to 15 percent off.
  • Alaska Airlines: Seniors can save a significant amount with discount plane tickets. However, discounts vary from one time frame to the next. Most commonly, seniors can save 10 percent.
  • Southwest Airlines: Seniors over 65 who are traveling with Southwest Airlines may be eligible for Senior Fares. These are available online and for international and domestic travel. You can also purchase Senior Fares through a customer service representative at the airline or a travel agency. You will need to arrive early at the gate to be able to prove your age in order to be checked in for your flight.
  • United Airlines: United offers discounted prices for flights for seniors over 65. Seniors need to select the Over 65 category when purchasing tickets online or with a customer service agent. Discounts vary depending on the flight and location.
  • Marriott – 15% discount (62+). You can book online or call and ask for the senior discount
  • Choice Hotels – 10% discount if you book in advance (60+)
  • Hyatt Hotels – up to 50% off in participating locations. To qualify for this deal you have to make a reservation in advance and book for two people (60+)
  • La Quinta – varying offers at participating locations (65+). Book online or call and ask for senior discounts

These special programs can easily save you $1000’s of dollars every year. Claim them before some of them expire this %current_month% and start saving right away!

1. Get $3,252/year Taken Off Your Mortgage

2. Get Rid Of Your Credit Card Debt If You Owe More Than $20,000

3. Go Solar And Reduce Your Electric Bill To $0

4. Get $1,632/yr Back On Your Home Insurance

5. Never pay for home repairs out-of-pocket again

6. Claim $250,000 In Life Insurance For $15/Month

7. Save $536 On Your Car Insurance

That's it! If you found this list helpful, please share it with your friends and people who you think this would help.

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