SAVING MONEY • July 1, 2021

12 Benefits Seniors Get Only If They Know

By Robert Wilson | LearnSaving

A surprisingly big number of Americans have never claimed these benefits and special programs. Most are missing out simply because they don’t know about them. Here's a list of the top benefits available for seniors in 2021.

You could put an extra $5,000 or even $10,000 back into your pocket in 2021 by claiming the benefits listed below. Claim right away before they expire (some could be expiring as early as %current_month%)

1. Are You a Homeowner? Get Up To $3,708 Every Year Thanks To This National Mortgage Relief Program

If you currently own a home, a special benefit program could put thousands of dollars in your pocket every year. Millions of American homeowners could qualify for this benefit, but most simply are not aware it exists.

Homeowners are surprised when they find out they qualify to get up to $3,708 every year deducted from their mortgage payments as soon as this %current_month%. 

Homeowners who have good credit and owe $100,000 or more on their mortgage will qualify for even larger amount! 

Every homeowner should complete this mortgage relief survey to check if they qualify for the $3,708 home stimulus program.

It's completely free to check if you qualify and takes just 60 seconds.

See If You Qualify For Free

2. Get up to $250,000 In Life Insurance For Just $15/mo

If you have any family, life insurance is a must. Most people don’t have savings large enough for their family to pay off their mortgage, cover living expenses, and pay for final expenses — never mind ensuring your loved ones don’t inherit your debts.

Life insurance companies know all of this and the bigger the policy, the more they profit. They’ve been getting away with charging high rates for years – but that’s all coming to an end.

Fortunately, there is now a way to get a rock solid, yet very inexpensive life insurance policy from top providers. Thanks to this amazing website it’s easy to see and compare plans, regardless of age or medical history. The best part is it’s totally free to get a quote!

Even if you already have a policy, it can find comparable plans at a much much lower price. You could easily end up saving up to 70% on term life insurance!

No medical check and instant approval policies are also available.Click Here To Learn More

3. Get A Huge Discount On Your Car Insurance (Save Over $600/year)

Did you know that depending on your age, driving record and other factors you could get a huge discount on car insurance?

If you’re paying over $50/month for car insurance, there’s a good chance you’re paying more than you need to. It’s quite common for this to occur, as most seniors simply keep their same old policy in place… and those rates can creep up over time without really noticing.

Most seniors are not taking advantage of the multiple discounts available to them when it comes to car insurance. And the reason is that most seniors don’t even know about these discounts.  Click here to learn how you can save up to $600 on your car insurance.

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4. Homeowner Stimulus Program Is Giving Up To $4,000 This %current_month% (But You Have To Claim It)

Homeowners are being urged to see if they qualify for the Homeowner's Mortgage Relief program before it expires.

If you were born before 1985 and are currently a homeowner, this new program could give you up to $4,000 each year in savings. You'll be shocked to see how much you could qualify for!

Its completely free to check and takes less than a minute, so it’s very much worth your time. Homeowners who have a mortgage balance of under $739,000 are more likely to qualify for a much larger cash out payment.

Pro Tip: A credit score of 600+, which is considered "Good" credit, can help you get the largest possible payout.

UPDATE: This program is set to expire sometime in 2021 but the good news is once you're in, you're in. So if reducing your payment and actually putting cash back in your pocket can help you, you must check right away. See if you qualify now to reduce your monthly payments >>

How To See If I Qualify?

Step 1: Click here or on your state below to instantly check your zip code for free.

Step 2: Once you enter your zip code and enter some basic home info, you will be able to see if you qualify and how much you can save! It's really that easy!

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5. Owe More Than $25,000 In Credit Card Debt? Special Program Can Provide a Generous Reduction

If you owe more than $25,000 in credit card debt, this amazing debt relief program can help you get rid of your debt for good.

When you get on this program, your credit card balance will shrink every month and before you know it, you will be out of debt. Can you imagine what is being debt free like?

If you’ve been struggling to pay your credit card debt, then click here to take advantage of this debt relief program!

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6. Never Pay For Costly Home Repairs Out-of-Pocket Again

Unexpected home repairs can be catastrophic to the finances of most seniors who are on a fixed monthly budget. Your home insurance will not cover your refrigerator, stove or washing machine breaking down unexpectedly. Same goes for your heater in the winter or AC unit in the summer, if it breaks, you have to pay the heavy repair bill.

The good news is that there is now a new Home Warranty Program available for seniors that can help protect you from unexpected home repair bills & save you thousands on repairs. Appliances, AC’s, heaters, roofing repairs, etc. – they are all covered under the program. If they cannot fix it, they will replace it, its simple + saving seniors thousands.Click Here To Learn More

7. Collecting Social Security? Boost Your Benefits by $900/month

You could increase your Social Security benefits by $900 a month by taking advantage of a do-over strategy. A little-known tax law allows you to halt your current benefits, pay back all you collected interest-free, and restart your benefits at a new, much higher rate based on your current age.

Here’s how it works: Let’s say you qualify for full benefits of $1,600 a month at your normal retirement age of 66, but you decide to begin collecting your benefits at 62. Your retirement benefits will be reduced by 25% for the rest of your life — to $1,200 a month, in this example — because you’ll be collecting a smaller benefit for a longer period of time. On the other hand, if you delay collecting benefits, you will receive an 8% credit for every year beyond your normal retirement age until you reach 70, when your maximum benefit will be 132% of what you would have received at age 66. In this example, you would receive about $2,100 a month at 70 — a $900 difference. Be sure to crunch the numbers and speak with a qualified advisor to make sure this is the right decision for you.

8. $0 Electric Bills? Federal Program Pays Homeowners To Go Solar

Did you know that some people are totally eliminating their power bills in 2021? Americans are taking advantage of a little-known government program which is paying them thousands to switch to solar. You are thinking what's the catch? The catch is that only some zip codes qualify for this program.

The program provides subsidies and rebates that can cover most of the costs associated with installing solar panels. In fact, the average tax break gives back over $5,000 for installing solar panels.

But the benefits don't end there. Once homeowners go solar, their energy bill is drastically reduced — often to $0 or close to it.  It can save you thousands of dollars in the long run. You can bet the energy companies are not too thrilled about that.

It's very easy and completely free to check if your zip code qualifies. Homeowners can instantly check if their zip code qualifies for free and be on their way to eliminating electric bills. Check If My Area Qualifies

9. Get a Discount on Groceries & Dining Out

  • Albertsons: On the first Wednesday of every month, you may take 10% off your  purchase (55+)
  • Kohl’s: 15% off on Wednesdays (60+)
  • Walgreens - up to 30% off every Tuesday (55+) with their Balance Rewards program
  • Walmart: Walmart offers very few discounts to seniors. Some locations can offer reduced costs to seniors some days each week.
  • Fred Meyer Senior Discount: 10% – 15%, depending on department, first Tuesday of each month for customers 55 or older.
  • McDonald’s: discounts on coffee and beverages (55+)
  • Subway: 10% off (60+) varies by location
  • Chilli's: 10% off (55+)
  • Walmart, Amazon, Kroger, Albertsons, Costco, Walgreens, Publix and many more stores - save up to 70% OFF with Easy Savings - read our review below

10. Save up to 70% at Thousands of Stores When You Join Easy Savings

You might be throwing your money away if you are not a member of Easy Savings which can help you save up to 70% OFF from top brands and stores.

Americans who join Easy Savings get access to their members-only website where they can find thousands of discounts, coupons and deals which can help them save money at many popular stores like Walmart, Amazon, Kroger, Albertsons, Publix, Costco, Target, Aldi, Walgreens, CVS, Lowe's, Home Depot, KOHL's, Nike, Apple McDonalds, Starbucks and many other places.

You can save money at almost every store in United States. I was pleasantly surprised that Easy Savings saved me so much money at stores near my home, where I do most of my shopping. 

We’ve tried Easy Savings and we love it. We have managed to save over $400 in our first month with Easy Savings. It was very easy to use. I see us easily saving $300 every month. You can literally save thousands of dollars each year paying for stuff you would have to pay for anyway. We can't wait to see how much we will end up saving next month.  

If you want to save money on your everyday expenses, click here to read the full review of Easy Savings.

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11. Homeowners Can Get up to $1,550 Back On Their Home Insurance 

A new special program is helping thousands of savvy homeowners get up to $1,550/year back on their home insurance. Has your insurance provider told you about this?

The truth is that everyone needs homeowners insurance, and the insurance companies know that. But how often do you actually get to use your insurance? Most probably not enough to make up for the cost year after year. Home insurance should not be expensive.

Here’s something most people don’t know about home insurance: Homeowners insurance is actually inexpensive, but most people are paying way too much. In fact, most homeowners can now get an average $1,550 taken off their annual bill for the same or even better coverage than they have now at a much lower rate by using this popular website.

In just 30 seconds, you can search available rates from the top insurance providers that compete to give you the lowest rate allowing you to get a big discount on a great coverage. Many readers are reporting that they’re able cut their home insurance in half just by using this free website to compare quotes.Get My Free Quote

12. Enjoy These Discounts When Eating Out

  • Arby's - 55 and up get a 10% discount or a free drink
  • Applebee's - 60 and up get 10% to 15% off at participating locations.
  • McDonald’s: discounts on coffee and beverages (55+)
  • Whataburger: free drink with purchase of a meal, depending on location (55+)
  • Wendy’s: give free coffee or other discounts depending on location
  • Denny’s: offers a 55+ menu with smaller portions, and better prices
  • IHOP – 10% discount (55+) and a menu for people aged 55 and over at participating locations
  • Subway: 10% off (60+) varies by location
  • Papa John’s Senior Discount: check with your local stores (no standard senior discount policy)
  • KFC: free small drink with any meal depending on location (55+)
  • Burger King: 10% discount on purchase depending on location (60+)
  • McDonalds, Starbucks, Subway, Burger King - save up to 70% with Easy Savings

Remember: these special programs can easily save you $1000’s of dollars every year. Claim them before some of them expire this %current_month% and start saving right away!

1. Get up to $3,708/year Taken Off Your Mortgage

2. Get $250,000 In Life Insurance For $15/Month

3. Go Solar And Reduce Your Electric Bill To $0

4. Save $536 On Your Car Insurance

5. Get a New Roof

6. Get $1,632/yr Back On Your Home Insurance

7. Never pay for home repairs out-of-pocket again

If you found this list helpful, please share it with your friends and people who you think this would help.



The $17,166 Social Security bonus most retirees completely overlook

If you're like most Americans, you're a few years (or more) behind on your retirement savings. But a handful of little-known "Social Security secrets" could help ensure a boost in your retirement income. For example: one easy trick could pay you as much as $17,166 more... each year! Once you learn how to maximize your Social Security benefits, we think you could retire confidently with the peace of mind we're all after. Simply click here to watch this free video presentation and learn more about these strategies.

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Bonus: Get a Discount When You Shop

  • Banana Republic: 10% off (62+)
  • Clarks: 10% off (62+)
  • Kohl's: 15% off  (60+) on Wednesdays, in store only.
  • Michael's: 10% off your entire purchase every day (55+).
  • Ross Stores: 10% off every Tuesday (55+)
  • Target: Limited access to senior discounts is available at Target. However, some locations may offer discounts on specific days for various events.
  • Walgreens: “Seniors Day” once a month, varying by location. Discounts are available for Balance Rewards card members (55+). Discounts include 20% off in store or 10% off online.
  • Walmart Pharmacy Services: The company offers low-cost generic prescription medications, $4 refills for generics, branded drugs, and even pet medications. Check Walmart drug list to see how much you can save on your medications.
  • Walmart, Amazon, KOHL's, Target, Lowe's, Walgreens - save up to 70% with Easy Savings
Bonus: Homeowners Are Using This New “Roof Replacement” Service To Get a New Roof

Homeowners should never have to pay full price for roof repairs again. In the past roofing work could cost a fortune. Worse yet, a bad roof can lead to tremendous damage, mold, animal infestation and other expensive situations that could be avoided with proper home maintenance.

No doubt replacing a home’s roof is an easy thing to put off “until next season,” especially since traditionally the cost could come with quite the price tag.

But thanks to this brilliant new website, it no longer has to cost homeowners an arm and a leg to get the roof replaced or repaired. In fact, homeowners that use the site will never have to pay full price for roof repairs again.

Now homeowners can get their roof replaced while saving thousands of dollars in the process by taking advantage of all special discounts, rebates and incentives available in their area.

Every homeowner should check to see how cheap it can be to get a new roof in their area.Enter ZIP to Check Eligibility Here

Stay More Connected To Your Family With This FREE Family App

Do you want to feel more connected to your kids and grandkids and get updates and pictures on what is happening in their daily lives?

Or maybe you don't feel like sharing private moments of your life on Facebook for the rest of the world to see? 

This new Family Circle App allows you to create a private circle of just your close family and friends and upload, comment, like each others pictures and videos. There's also an in-built group chat for the whole family. You can also send private text and voice messages to other members in your circle as well.

Whenever you are posting a new picture to the Family Circle App you know that only the people who will see it are the people you keep close to your heart. So you are much more free to share more private moments from your life than you would on Facebook. If you have grandkids you can ask your children to upload a new picture of them each day. It's never a dull moment when you see a new photo of your lovely kids or grandkids.

Family Circle App does not sell your personal information to advertisers unlike Facebook. It cares about your privacy and is free to use. Click here to read the full review.

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Save $1000's Using These 8 Money-Saving Strategies:

1. Get up to $3,708/year Taken Off Your Mortgage

2. Get $250,000 In Life Insurance For $15/Month

3. Go Solar And Reduce Your Electric Bill To $0

4. Save $536 On Your Car Insurance

5. Get a New Roof

6. Get $1,632/yr Back On Your Home Insurance

7. Never pay for home repairs out-of-pocket again